Privacy Policy
At MK Mortgages, we are dedicated to protecting your privacy and maintaining the confidentiality of your personal information. This Privacy Policy outlines our practices regarding the collection, use, storage, and disclosure of personal information obtained through our website, services, and communications.
Accountability
MK Mortgages is responsible for the personal information under its control. We have appointed a Privacy Officer to ensure compliance with our privacy policies and relevant laws. All employees, contractors, and service providers must adhere to our privacy guidelines.
Purpose of Information Collection
We collect personal information to provide mortgage-related services, assess eligibility for financial products, communicate with clients, and comply with legal obligations. Information collected may include name, address, contact details, financial information, employment status, and identification documents.
Consent
We obtain your consent before collecting, using, or disclosing your personal information, except where permitted or required by law. Consent may be expressed, implied, or provided through authorized representatives. You may withdraw consent at any time, subject to legal or contractual restrictions.
Limiting Collection
We limit the collection of personal information to what is necessary for the purposes identified in this policy. Information is collected directly from you or through authorized representatives using secure methods.
Use and Disclosure
Personal information is used solely for the purposes outlined at the time of collection or as otherwise permitted by law. We do not sell, rent, or share personal information with third parties without your explicit consent. In specific cases, we may disclose information to service providers who assist in delivering our services, subject to strict confidentiality agreements.
Retention and Destruction of Information
We retain personal information only as long as necessary to fulfill the purposes for which it was collected or as required by law. Once information is no longer needed, it is securely destroyed, erased, or anonymized to prevent unauthorized access.
Accuracy and Access
We strive to maintain accurate and up-to-date personal information. You have the right to access, update, or correct your personal information by contacting our Privacy Officer. Requests for access will be processed within a reasonable timeframe.
Safeguards
MK Mortgages employs physical, organizational, and technological safeguards to protect personal information from unauthorized access, loss, or misuse. Measures include secure servers, encryption, and access controls.
Transparency
We are committed to providing clear and accessible information regarding our privacy practices. This Privacy Policy is available on our website, and any updates will be communicated promptly.
Individual Access and Amendments
Upon request, we will provide you with access to the personal information we hold about you. You may request corrections to any inaccuracies, subject to legal and regulatory requirements.
Challenging Compliance
If you have concerns regarding our privacy practices, you may contact our Privacy Officer. We will investigate and respond to complaints promptly and effectively.
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies independently.
International Data Transfers
In some cases, personal information may be transferred to service providers located outside Canada. These providers are contractually obligated to protect your information in accordance with our privacy standards.
Contact Information
For inquiries, requests, or concerns regarding this Privacy Policy or our privacy practices, please visita our contact us page.
