Lenders assess business loans based on cash flow, credit history, collateral, and the purpose of the loan. Having a solid business plan and financial documentation can improve your chances of approval.

Yes, refinancing up to 80% of your home’s value can provide you with cash to pay off debts, invest, or cover major expenses, all while potentially lowering your interest rate.

Residential mortgages are for personal property purchases, while commercial mortgages finance properties for business use, such as offices, retail spaces, or rental properties.

Absolutely. A mortgage pre-approval not only clarifies your budget but also positions you as a serious buyer, giving you a competitive edge in the market.